CM Punjab Rahmat Card enters digital disbursement phase

The CM Punjab Rahmat Card is a collaborative initiative of the Government of Punjab, Zakat & Ushr Department, Punjab Information

LAHORE: Following the successful computerized ballot held on June 23, 2026, the CM Punjab Rahmat Card initiative has entered its next major milestone with JazzCash commencing digital disbursements to selected widows and orphans across Punjab. The launch of digital payments marks the successful transition from beneficiary selection to financial assistance delivery, completing another key phase of one of Punjab’s most technologically advanced social welfare initiatives.

The CM Punjab Rahmat Card is a collaborative initiative of the Government of Punjab, Zakat & Ushr Department, Punjab Information Technology Board (PITB), NADRA, Punjab Social Protection Authority (PSPA), Urban Unit, JazzCash, and other stakeholders to digitize the complete lifecycle of welfare assistance from citizen application and eligibility verification to transparent beneficiary selection and digital financial disbursement.

During the computerized ballot ceremony, officials acknowledged the successful completion of the project’s technology implementation. Special Assistant to the Chief Minister (SACM) Rashid Iqbal Nasrullah appreciated the PITB team for its continuous technical support throughout the implementation of the initiative within stringent timelines. He also specially acknowledged the prompt guidance and support extended by PITB Chairman Faisal Yousaf at various stages of the project whenever required.

Secretary, Zakat & Ushr Department, Irfan Ahmad Sandhu also commended the dedicated efforts of PITB in designing, developing, and operationalizing the comprehensive digital ecosystem supporting the Programme. He appreciated PITB’s commitment to ensuring the timely completion of all assigned deliverables despite challenging timelines.

Participants observed that the CM Punjab Rahmat Card is the first initiative of its kind undertaken by the Zakat & Ushr Department in terms of both scale and technological sophistication. By replacing conventional manual processes with integrated digital workflows, the Programme has introduced unprecedented levels of transparency, efficiency, accountability, and speed in the delivery of welfare assistance.

As the technology implementation partner, PITB designed, developed, and operationalized the complete digital platform supporting the initiative. The digital ecosystem includes an online citizen application portal, an Android mobile application, a dedicated helpline for application support, inquiries, and complaints, a Beneficiary Management System, a multi-agency digital verification engine integrated with NADRA and Punjab Socio-Economic Registry (PSER) databases, automated scrutiny and eligibility determination workflows, a computerized district-wise balloting mechanism, and real-time monitoring and decision-support administrative dashboards.

The end-to-end digital workflow enabled citizens to submit applications online, which were then verified through multiple government databases, assessed against approved eligibility criteria, allocated according to district quotas, and finally selected through a transparent computerized ballot before being transferred for digital disbursement through JazzCash.

The CM Punjab Rahmat Card initiative stands as a successful example of how digital public infrastructure can enable multiple government institutions to operate through a unified technology platform, facilitating data-driven decision-making, automated eligibility verification, transparent Programme execution, and secure digital payments. The project reinforces the Government of Punjab’s commitment to delivering technology-enabled, scalable, and accountable citizen services that improve the lives of vulnerable segments of society.